Does your working day start with a latte? Get a hold of this when the smell hits your nostrils. A BBC reporter confides:
Yet, that single daily caffeine hit could cost me thousands, according to Malcolm Cuthbert, of financial management company Killik and Co. Discounting inflation, he calculated that by saving on the daily cappuccino, the average 30-something could add £3,843 a year to their retirement pot.
Mmm!