When my critical life insurer ups my cover and hence my premium do I call it a tax, write 'yours disgusted' to the Editor of my daily newspaper, or follow George Osborne's example in his closing remarks in his response to the PBR and brand the company as untrustworthy?
So what are all these headlines about? I'm glad we have a National Health Service, I wish we had a genuinely comprehensive national education service, I'm glad we such an extensive array of collective provision. There is lots more to do. But a modest increase in NIC except for those on less than £20K a year - a tax. Surely this is better described as a premium?